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APR from
18.0%

CIMB

CIMB Personal Loan

Individuals earning at least ₱15,000 monthly who need quick access to cash for emergencies or personal projects.

₱30k–₱1M 12–60 months ⚡ Varies (app-based credit assessment)

CIMB's personal loan is appealing for tech-savvy borrowers seeking flexible loan amounts and terms. However, the high APR range may deter those with lower credit scores or longer repayment needs.

⚡ Varies (app-based credit assessment) Check rates →
APR from
25.98%

BDO

BDO Personal Loan

This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.

25.98%
26.76%
₱10k–₱2M 6–36 months ⚡ 5-7 banking days

BDO Personal Loans provide a flexible financing option with competitive rates, but potential borrowers should assess their repayment capabilities.

⚡ 5-7 banking days Check rates →
APR from
39.82%

EastWest Bank

EastWest Personal Loan

Individuals earning at least ₱25,000 monthly who need a significant personal loan without collateral.

39.82%
47.03%
₱25k–₱3M 12–60 months ⚡ 5-7 banking days

With a maximum loan amount of ₱3 million and flexible terms, EastWest's personal loan is appealing for those needing substantial funds. However, the high effective interest rate of up to 47.03% p.a. can be burdensome for long-term borrowers.

⚡ 5-7 banking days Check rates →
APR from
28.67%

BPI

BPI Personal Loan

This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.

28.67%
31.72%
₱20k–₱3M 12–36 months ⚡ 2-3 banking days

BPI offers competitive personal loan rates, making it a solid choice for those needing significant funding. However, the application process may be stricter due to its high credit tier requirements.

⚡ 2-3 banking days Check rates →
APR from
31.22%

UnionBank

UnionBank Personal Loan

This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.

31.22%
31.98%
₱20k–₱2M 12–60 months ⚡ 3-5 banking days

UnionBank's personal loan features an appealing 1.26% monthly add-on rate, cost-effective choice for those who can repay within a year. However, the APR can reach up to 36%, which may not be ideal for long-term borrowers.

⚡ 3-5 banking days Check rates →
APR from
39.43%

SB Finance

SB Finance Personal Loan

This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.

₱30k–₱3M 12–36 months ⚡ 1-3 business days

SB Finance Personal Loan offers a convenient way to access funds online, but potential borrowers should be mindful of the eligibility criteria.

⚡ 1-3 business days Check rates →
APR from
30.52%

Metrobank

Metrobank Personal Loan

This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.

30.52%
33.32%
₱20k–₱2M 12–36 months ⚡ 7 banking days

Metrobank offers a reliable personal loan option with transparent pricing and flexible terms, making it suitable for various personal goals.

⚡ 7 banking days Check rates →
APR from
41.29%

PSBank

PSBank Flexi Personal Loan

Individuals with a stable income of at least ₱15,000 monthly who need a short-term loan for urgent personal expenses.

41.29%
42.88%
₱20k–₱250k 24–36 months ⚡ 5-9 working days

While the PSBank Flexi Personal Loan provides quick access to funds, the high effective interest rate of up to 42.88% annually makes it less appealing for long-term borrowing. It's best for those who can repay quickly to minimize interest costs.

⚡ 5-9 working days Check rates →