Compare personal loans

BlueVine

BlueVine Business Line of Credit

Best for small businesses with at least two years of operation and strong revenue.

BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.

Figure

Figure Home Equity Line of Credit

This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

SoFi

SoFi Student Loan Refinancing

This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

Upstart

Upstart Debt Consolidation Loans

Borrowers with fair credit looking to consolidate high-interest debt into manageable payments.

Upstart provides a fast and tech-driven solution for debt consolidation, for those with fair credit. However, the high APR range could pose a challenge for long-term borrowers seeking affordable rates.

Wells Fargo

Wells Fargo Debt Consolidation Loan

Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

AUTOPAY

Autopay Auto Loans

This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.

Autopay offers competitive auto refinancing options with a quick application process, making it a viable choice for those looking to save on monthly payments.

Oportun

Oportun Personal Loan

Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.

OnDeck

OnDeck Business Term Loan

Best for established businesses needing quick cash with good revenue.

OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.

Better Mortgage

Better Mortgage Refinance

This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

Sallie Mae

Sallie Mae Student Loans

These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

LightStream

LightStream Personal Loan

This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.

LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.

SoFi

SoFi Debt Consolidation Loan

This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

SoFi offers a approach to debt consolidation with and flexible terms.

Bank of America

Bank of America Auto Loans

Car buyers with good credit looking for flexible loan amounts between $7,500 and $100,000.

Bank of America's auto loans feature a wide range of amounts and terms, suitable option for many borrowers. However, the APR can be quite high for those with less-than-perfect credit.

American Express

Kabbage Business Line of Credit

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

Better Mortgage

Better Mortgage: A Transparent Lending Experience

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

CommonBond

CommonBond Student Loan Refinance

Borrowers who want competitive rates and care about social impact

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

SoFi

SoFi Personal Loan

This loan is best for borrowers looking for larger amounts, ranging from $5,000 to $100,000, without the burden of origination fees or prepayment penalties.

SoFi offers a flexible and competitive personal loan option, especially for those with good credit. Its no-fee structure and unemployment protection are noteworthy advantages.

Payoff

Payoff Debt Consolidation Loan

Borrowers with significant credit card debt who want a structured payoff plan

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

Wells Fargo

Wells Fargo Auto Loans

These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

Rocket Mortgage

Rocket Mortgage by Quicken Loans

This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.